6345 Balboa Boulevard, Building 4, Suite 384, Encino, CA 91316

kirk@focuswealthpartners.com

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Each week the LPL Financial Research team assembles thoughtful insight on market news.

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Office: (818) 514-6584

Fax: (818) 578-8149

6345 Balboa Boulevard

Building 4, Suite 384

Encino, CA 91316

kirk@focuswealthpartners.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC.

Kirk Lombard is a registered representative with and securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA & SIPC.

Breanne Smith is a registered representative with and securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.

Kirk Lombard may discuss and/or transact securities business only with residents of the following states: AZ, CA, CO, FL, GA, HI, IL, MA, MN, MO, MT, NJ, NV, NY, OH, OR, PA, SC, TX, VA, and WA.

Breanne Smith may discuss and/or transact securities business only with residents of the following states: CA, CO, NV and OR.

Kirk Anthony Lombard resides in and conducts insurance business in the state of California. CA Insurance Lic. #OF11846

Breanne Nicole Smith resides in and conducts insurance business in the state of California. CA Insurance Lic. #4077349